Census intake, re-engineered

Your clients can’t send you a bad census anymore.

Every census is validated at the sponsor’s desk, in their browser, before it is ever sent. Errors get caught and corrected by the person who can actually answer for them — so the file that lands in your queue is already clean. No correction cycle burning the weeks between submission and the filing deadline.

Runs entirely in the sponsor’s browser · participant data is never uploaded

Sponsor’s deskCensus submitted
↓ Validation gate ↓
Your teamIntake queue
Nothing invalid gets through. Corrections happen where the answers are.
The lose-lose

The sponsor sees a June email. You see plan 412 of 1,000.

Both parties are being reasonable, and that’s what makes this so hard to fix with a phone call. The sponsor genuinely believes they delivered on time. You genuinely cannot start until the file is usable. Neither of you can see the other’s calendar.

What’s actually happening

Their file is one of hundreds arriving in the same three weeks — and most of them need work before work can begin.

  • A high share of censuses need correction before any testing can start.
  • Each correction is a question only the sponsor can answer.
  • Every question costs days of calendar time, not minutes of work.
  • Seven weeks becomes two usable ones after the third round trip.
Jun 12
Census arrivesThe sponsor considers the job done and moves on.
Jun 19
Someone opens itStripped SSNs, two hire dates that moved since last year, compensation in an unexpected column. Questions go out.7 days in the queue
Jun 30
Sponsor repliesPartially. Two of the five questions are answered; the payroll contact is on vacation.11 days waiting
Jul 8
Version two, re-reviewedRead start to finish again, because the corrections introduced two new mismatches. More questions go out.8 days waiting
Jul 17
Census finally usableThirty-five days after it arrived. Now the actual administration work can start.9 days waiting
Jul 31
Filing deadlineFourteen days to do the work — for this plan, and every other plan that arrived in June.
35
Days to a usable file
3
Round trips
28
Days spent waiting
14
Days actually left
The latency is invisible to the person who caused it — so when the deadline gets tight, the only story available to the sponsor is “our administrator is slow.” Multiply that by a book of a thousand plans and it stops being an annoyance. It’s a reputation, built one unexplainable delay at a time.
The line item that isn’t on any invoice

Census cleanup is a labor tax. You pay it every plan, every year.

No administrator bills for it and no client sees it. A file arrives, someone opens it, something is off — a stripped SSN, a hire date in the wrong format, compensation in a column that doesn’t match last year. Now it’s an email, a wait, a second file, a second review. One plan, an hour or two of skilled time, gone. It reads as the cost of doing business right up until you multiply it by your whole book.

Run it against your book

These are your assumptions, not our statistics — set them to what you actually see and watch what falls out.

Absorbed every single year
$90,000

in staff time spent making client censuses usable — before a single compliance test is run.

1,200
Hours annually
0.7
Full-time staff
600
Files to chase
1,200
Client touches

Arithmetic only: plans × correction rate × hours × rate. Client touches assume two contacts per corrected file — the request and the follow-up — which most administrators will recognize as generous.

Where the hours actually go

It’s never one big problem. It’s five small ones, six hundred times.

1
Open and scanSomeone reads a spreadsheet row by row looking for what doesn’t belong.
2
ReformatColumns get remapped, dates rewritten, SSNs repaired by hand.
3
Email the clientThe questions only the sponsor can answer go out — and the clock starts.
4
Wait, then re-reviewVersion two arrives days later. It gets read again, start to finish.
5
Repeat next yearNone of it carried forward. The same plan, the same errors, twelve months on.
The part no slider can price

Frustration compounds. So does turnover.

The hours are the visible cost. The expensive part is what the hours do to the relationship — on both sides of it.

Client side

They blame the delay on you

Because the correction cycle is invisible from their desk, the only explanation available is that your firm is slow. That impression doesn’t stay private — it shapes the renewal conversation, the advisor’s opinion, and whether your name comes up when someone asks for a referral. A client who caused the delay can still be the one who leaves over it.

Your team

Your staff absorb every bit of it

Chasing files is the least satisfying work in plan administration: no judgment, no expertise, just the same email to a different client, four hundred times a season. It is disproportionately what burns out experienced administrators — and every one you lose takes plan knowledge with them that took years to build.

Every year

Nothing resets in January

The same plans send the same errors twelve months later, and the goodwill spent explaining last season’s delay doesn’t come back. The status quo isn’t a bad year — it is a structural annual cost, and it grows with every plan you add to the book.

The change

Move the validation to the only desk that has the answers.

Your team can spot an error. Only the sponsor can resolve it — they hold the payroll, the hire dates, the pay history. So the check belongs there, at the moment of submission, not three weeks later in your queue. Do that, and the round trips don’t get faster — they stop happening.

How intake works today

The file arrives, then the work starts

  • Errors are discovered by your staff, on your time
  • Every question becomes an email and a delay
  • Corrections come back as a new file version to re-review
  • No record of what changed between versions, or why
  • Last year’s census sits in a folder, uncompared
How it works with CensusCheck

The file can’t leave until it’s right

  • Errors surface for the sponsor in seconds, at submission
  • Each one arrives with a proposed fix they approve or correct
  • Legitimate outliers get confirmed with a note, not chased
  • Every change is logged — original value, new value, timestamp
  • Last year’s file is compared automatically, participant by participant
  • The sponsor sees exactly why a file isn’t ready — so “not usable yet” stops being an argument
  • A file submitted in June is workable in June, not the third week of July
The checks a single file can’t run

Some errors are only visible next to last year.

A birth date that moved by two years is perfectly valid on its own. Put it beside the prior census and it’s obviously wrong — and it has quietly changed that participant’s catch-up eligibility.

  • Missing employees. On last year’s census, no termination date, and absent from this year’s file.
  • Changed hire and birth dates. Both values shown side by side, so someone decides which is right.
  • Compensation swings. Year-over-year moves of 50% or more — typo, mapping slip, or a missed status change.
2025Ryan, Kevin  ·  DOB 04/11/1974
2026Ryan, Kevin  ·  DOB 04/11/1974 04/11/1976
Caught at the sponsor’s desk. Two years of drift on one birth date — enough to flip catch-up eligibility and change this participant’s deferral limit by thousands. Valid in isolation. Wrong in context.
Coverage

Twenty-plus checks, on every record, every time.

Nothing is sampled and nothing is assumed. Every rule re-runs after every change, so a fix that breaks something else surfaces immediately instead of at filing time.

Data integrityInvalid or missing SSNNine valid digits, no invalid IRS ranges, no duplicates — and Excel-stripped leading zeros repaired with one click.
Data integrityMissing required fieldsBlank SSN, name, birth date, hire date, hours, or compensation caught before the file goes anywhere.
Data integrityDuplicate participantsThe same SSN — or the same name and birth date — appearing on two rows.
DatesDate logic & sequenceBirth before hire, termination after hire, rehire after termination, plus impossible ages and future-dated entries.
DatesPlan-year windowTermination and rehire dates outside the plan year, including participants whose prior-year termination means they no longer belong on this census.
EligibilityHours reasonablenessNegative hours, unreadable values, or totals beyond a plausible full-time year.
IRS limitsCompensation limitsTested against the §401(a)(17) limit for the selected plan year, with negatives and zero-pay-with-hours flagged.
IRS limitsDeferral limits & catch-upPre-tax, Roth, and catch-up summed against the §402(g) limit, age-aware, never above compensation.
Data integritySpreadsheet artifactsTrailing “.0” floats, accounting zeros, currency symbols, and separators read correctly instead of rejected.
For administration firms

Your firm’s brand. Your domain. Your census standard.

CensusCheck is issued by an administrator to their own sponsors — it never sits between you and your client. Every deployment is a private instance in your colors, on your domain, with your team as the only point of contact.

  • Your visual identity. Palette, logo, and voice match the materials your clients already receive.
  • Your contact routing. Support links, question packets, and flagged items land in your team’s inbox.
  • Your census standard. Field mapping matches the template your firm already sends out.
  • Private by construction. Validation runs in the sponsor’s browser, so their data never touches shared infrastructure.
Warm editorialFirm A · in production
Gold & charcoalFirm B · in production
Your paletteFirm C · next
Get started

See it run against a real census.

Demos run on a sample file — or bring a de-identified census of your own and watch it validate live.

hello@census-check.com
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